Friday Harbor, San Juan Island and San Juan County real estate and homes for sale in Washington - Diane Giesy and Angela Menjivar, REALTORS® Diane Giesy and Angela Menjivar REALTORS(r) for Friday Harbor, San Juan Island and San Juan County, Washington real estate - NUMBER1EXPERTS™ Diane Giesy and Angela Menjivar NUMBER1EXPERTS(tm) for Friday Harbor, San Juan Island and San Juan County, Washington real estate

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Diane Giesy and Angela Menjivar, REALTOR®, real estate agents and broker for Friday Harbor, San Juan Island and San Juan County Washington home listings, property and land for sale - NUMBER1EXPERT(tm)
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Resources: Friday Harbor, San Juan Island and San Juan County Washington home buying, real estate listings, and homes for sale in San Jaun                       County, WA
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Special Offers: Special offers for Friday Harbor, San Juan Island and San Juan County homeowners from Diane Giesy and Angela Menjivar, top Realtors
Affiliates: Diane Giesy and Angela Menjivar's real estate web site affiliates
eNewsletter: Diane Giesy and Angela Menjivar's Friday Harbor, San Juan Island and San Juan County newsletter email will send you the latest real estate information
Today's Real Estate News: Daily real estate news for this neighborhood, Washington, and United States
Market Conditions Report: Market conditions report for this area, Washington, and United States
Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
Determine Tax Savings: Calculate how much your monthly Friday Harbor, San Juan Island and San Juan County Washington mortgage payments save you on your taxes because of loan interest
Should You Rent or Buy?: Is it better to rent a home in Washington or buy your own Friday Harbor, San Juan Island and San Juan County house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages: Adjustable rate Friday Harbor, San Juan Island and San Juan County mortgages information and interest rate java calculator
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Washington real estate
Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more
Ask Anything: Ask Diane Giesy and Angela Menjivar anything real estate
NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agentss and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
Real Estate Tips: Diane Giesy and Angela Menjivar's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: Diane Giesy and Angela Menjivar's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Friday Harbor, San Juan Island and San Juan County property in Washington, including legal terms definitions, and more



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Real Estate Tips
Disclosure Laws >Read the Fine Print

Many states require the seller of a home to fill out a real estate disclosure statement when transferring the title. The disclosure is designed to reveal any material defects in the home to the new owner. When buying a home, take the time to read the fine print of the disclosure form.

Look for a section that asks the seller to indicate the material defects that exist in the home's major systems. Most forms will specify interior and exterior walls, ceilings, roof, insulation, windows, fences, driveway, sidewalks, floors, doors, foundation, and the electrical and plumbing systems. As the buyer you will want to know of defects in any of these areas.

Sellers are required to note the presence of environmental hazards or zoning violations. They must disclose if there are any encroachments or easements, or walls or fences shared with adjoining landowners. Room additions or repairs made without the necessary permits or not in compliance with building codes must be noted. Sellers must disclose citations or lawsuits against the property. If any such conditions appear on the disclosure form, consult with your real estate agent immediately regarding how to proceed with negotiation.

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Real Estate Trivia
Q 
What are the three most common environmental toxins for which homes are tested?

A 
Mold, asbestos, and lead are tested by specialized inspectors as a regular part of many real estate contracts.
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Diane Giesy and Angela Menjivar, REALTOR®, real estate agents and broker for Friday Harbor, San Juan Island and San Juan County Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

Diane Giesy and Angela Menjivar
RE/MAX San Juan Island

165 Spring Street
PO Box 1459
Friday Harbor, WA. 98250
Phone: 360-378-5858
Toll Free: 877-757-3629
Fax: 360-378-5171
Email: DianeGiesy@NUMBER1EXPERT.com
Email: Angelam@remax.net

Experience, Integrity and Dedication" define our ongoing commitment to providing exceptional service and support to our clients. Diane is a “Certified Residential Specialist” (CRS), while Angela is an “Accredited Buyer’s Agent” (ABR). Diane and Angela are proud to hold these specialized designations and enjoy applying their knowledge, providing the best service possible to clients. The beautiful San Juan Islands have been our home for a combined time of thirty years and we would love to share our expertise with you. When you want results, you can count on our team of proven professionals!




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